Business Insurance

Types of Commercial Insurance:
The most common commercial insurance policies required by businesses include:

Commercial General Liability Insurance
Covers you and your business if you cause property damage or bodily injury, and includes defence costs 

Tenants Legal Liability Insurance
Protects against certain damages to leased premises 

Errors and Omissions Insurance
Covers you for professional mistakes that might cost your clients expenses or fines 

Property coverage Insurance
Insures any property the business may own against insured perils 

Construction and Bonding Insurance
Provides coverage for Final bonds, Bid bonds, Performance bonds

Business Interruption Insurance
Helps cover lost revenue due to a physical loss or damage to assets 

Crime Insurance
Insures actual money loss due to employee dishonesty 

Transit Insurance
Covers property you send by land, sea or air 

Why Do I Need Commercial Insurance?
Without the right business insurance coverage, your business could suffer financial ruin due to a catastrophic loss or legal lawsuit. Obtaining commercial insurance unique to your business needs will allow you to plan for the worst case scenario, maintain a successful, viable business and provide peace of mind. Review and assess your businesses needs often for complete protection of your business. 

What Does Commercial Insurance Cover My Business For?
The most common facets of a commercial insurance policy include protection of your company’s Property, General Liability insurance and Business Interruption. In general, Property insurance covers you for damage to your business property, General Liability insurance covers bodily injury or damage done to others, and Business Interruption compensates for lost income due to physical loss or damage to your business assets.